PNB Mobile Banking

PNB Mobile Banking is a service offered by Punjab National Bank (PNB) that allows customers to carry out banking transactions through their mobile devices. The service provides a convenient and secure way for customers to access their accounts, make transactions, and manage their finances on the go. PNB Mobile Banking app is an extension of the bank’s digital services, which aims to make banking easier and more accessible for its customers.

Types of PNB Mobile Banking Apps

Punjab National Bank (PNB) offers different types of mobile banking apps to cater to the diverse needs of its customers. Here are the main types of PNB mobile banking apps:

PNB ONE

PNB ONE is the primary mobile banking app offered by PNB, which provides customers with a range of banking services, such as account management, fund transfers, bill payments, and loan services, among others.

PNB mPassBook

This app allows customers to view their account transactions in a digital passbook format. Customers can view their account balance, transaction history, and other details.

PNB Bharat BillPay

This app is designed specifically for bill payments. It allows customers to pay their utility bills, such as electricity, water, and gas bills, through their mobile devices.

PNB e-Credit

This app provides a range of credit services, including loan applications, credit card management, and balance transfers, among others.

PNB Retail Internet Banking

This app is a mobile version of PNB’s internet banking portal, which allows customers to access a range of banking services through their mobile devices.

Punjab National Bank Mobile Banking App- PNB ONE

PNB ONE is the mobile banking app offered by Punjab National Bank (PNB). The app is available for both Android and iOS devices and provides customers with a range of banking services at their fingertips. PNB ONE offers a user-friendly interface and a range of features that allow customers to manage their accounts, conduct transactions, and access a range of banking services through their mobile devices.

Features of PNB ONE Mobile Banking App

Some of the key features of the app include-

1. Account Management: Customers can view their account details, check their account balance, and download their account statement.
2. Fund Transfer: Customers can transfer funds to other PNB accounts or to accounts in other banks using the app. They can also schedule future transactions and set up beneficiary accounts for future transfers.
3. Bill Payment: Customers can pay their utility bills, such as electricity, water, and gas bills, through the app. They can also make payments for other services, such as mobile phone recharges and DTH (Direct to Home) services.
4. Card Management: Customers can manage their debit and credit cards through the app, including blocking and unblocking cards, setting transaction limits, and reporting lost or stolen cards.
5. Loan Services: Customers can apply for loans, check loan eligibility, and view their loan details through the app.
6. Mobile Recharge: Customers can recharge their mobile phones through the app for any operator.
7. Mobile Banking Services: Customers can also access a range of other banking services through the app, such as checking exchange rates, applying for fixed deposits, and accessing their demat accounts.

How to Register for PNB ONE?

To register for PNB ONE, the mobile banking app offered by Punjab National Bank (PNB), you need to follow these steps:

1. Download and install the PNB ONE app from the Google Play Store or the App Store on your Android or iOS device, respectively.
2. Once the app is installed, open it and tap on the “New User Registration” button on the login screen.
3. Read the terms and conditions of using the app and tap “I Agree” to proceed.
4. On the next screen, enter your PNB account number and select your country from the dropdown menu.
5. Enter your registered mobile number associated with the PNB account and select your preferred language.
6. Enter the OTP (One-Time Password) that you received on your registered mobile number and tap “Verify”.
7. Set up a user ID and password for your PNB ONE account. Your user ID should be unique and must be between 6 to 20 characters. Your password should be a combination of alphabets, numbers, and special characters and must be between 8 to 20 characters.
8. Enter a profile name for your PNB ONE account, and select a security question and answer that you can remember in case you need to reset your password.
9. After filling in all the details, tap “Submit” to complete the registration process.
10. Once your registration is complete, you can log in to the app using your user ID and password, or using your fingerprint or face recognition if your device supports it.

If you face any issues during the registration process, you can contact PNB’s customer care number for assistance.

How to login into PNB Mobile Banking App?

Follow the below mentioned steps to login to PNB ONE- PNB Mobile Banking App:

1. Download and install the PNB ONE app from the Google Play Store or the App Store on your Android or iOS device, respectively.
2. Once the app is installed, open it and enter your user ID and password on the login screen. If you have enabled biometric authentication, you can use your fingerprint or face recognition to log in.
3. If you have forgotten your user ID or password, you can click on the “Forgot User ID/Password” option and follow the on-screen instructions to reset your credentials.
4. Once you have entered your login credentials, click on the “Login” button to access your account.
5. If you are logging in to the app for the first time, you will need to set up your profile by providing some basic information, such as your name and email address. You may also be prompted to set up a security question and answer to help reset your password in case you forget it.
6. Once you have set up your profile, you can start using the app to access a range of banking services, such as account management, fund transfers, bill payments, and loan services, among others.

How to Activate Mobile Banking in PNB?

To activate mobile banking in Punjab National Bank (PNB), you can follow these steps:

1. Download the PNB One mobile banking app from the Google Play Store or Apple App Store.
2. Install the app on your mobile phone and open it.
3. Select “New User” and enter your PNB account number.
4. Next, you need to verify your account by providing your registered mobile number, which is linked to your PNB account.
5. After the verification, you will receive an OTP (One Time Password) on your registered mobile number.
6. Enter the OTP and set a 4-digit MPIN (Mobile Personal Identification Number) for the app.
7. After setting up the MPIN, you can log in to the app and start using mobile banking services.

Also, check about Mobile Banking for Different Banks:

PNB Mobile Banking : FAQs