Account holders with the Bank of India can check their latest bank balance without visiting the branch or waiting for the monthly statement by way of missed call banking, SMS banking, mobile banking and internet banking. Further in the page, we have collated the updated Bank of India balance enquiry number along with the SMS codes for the same.
Bank of India Balance Enquiry Number
To check your Bank of India account balance, dial:
1800220229
or
18001031906
- After dialing, select the language you prefer
- Select # 2 for balance enquiry
- Enter your 15-digit account number
- Confirm the number you just entered
Upon confirmation, you will receive your latest bank account balance on IVR as well as on SMS. The aforementioned numbers are toll free customer care numbers of Bank of India.
Bank of India Balance Check – Modes to Check Balance
How to check BOI Account Balance?
Via SMS Banking | Via Missed Call | Via BOI ATM |
Via Mobile Banking | Via Netbanking | Via Passbook |
Bank of India Balance Check by SMS Banking
To check Bank of India account balance, send an SMS in the following format:
“BAL<space>SMS Password” to 9810558585
Or
“BAL<space>SMS Password<space>A/c Number” to 9810558585
Steps to Set SMS Password are explained in this BOI PDF.

Bank of India Balance Check via Missed Call
You can call from your registered mobile number (the one that’s linked to your Bank of India account balance) to any of the following numbers and check your account balance by a missed call:
090151 35135 / 09266 135 135
Bank of India Balance Enquiry by Passbook
To check your Bank of India account balance using a passbook, follow the steps below:
- Visit the nearest Bank of India branch where you hold your BOI account.
- Carry your Bank of India passbook along with you.
- Request the bank official to update your passbook. The official will stamp your passbook with the latest balance available in your account.
- Open your passbook to the page where the latest update has been recorded. You will find the available balance of your account on that page.
Bank of India Balance Check via Netbanking
Bank of India has kept it very simple by keeping the netbanking and mobile banking log in credentials as the same. Create your Bank of India Netbanking User ID using the button below and send the duly-filled form at your base branch to start using the BOI netbanking services.
After logging in, you will be able to view your total account balance in the “Summary of Accounts & Balances”. Consider the image below for reference.

Bank of India Balance Check by Mobile Banking
To check your Bank of India account balance on-the-go, download and install the “BOI Mobile” from Google Play Store or Apple App Store. Complete the mobile number authentication and then go ahead with User Registration Process. In the process, you will be asked to create a User ID and a 6-digit login PIN. After logging in using these credentials, you will be taken to the home page. Click on “My Account” to check your last clear bank balance.

Bank of India Balance Check via ATM
Visit your nearby Bank of India ATM and use your ATM/Debit card along with its PIN to check your BOI account balance instantly. After entering your 4-digit PIN, you will be asked to choose from a list of options. Select “Balance Enquiry” post which your updated bank account balance will get printed.
Read about Balance Enquiry for other banks:
Bank of India Balance Check Number: FAQs
Dial the BOI customer care numbers (1800 220 229 or 1800 103 1906) and select the corrent option to check your account balance.
To check your BOI account balance via SMS, send “BALSMS Password” to 9810558585 from your registered mobile number.
1800 220 229 and 1800 103 1906 are the two BOI toll free numbers for customer support.
Download the BOI Mobile app on your mobile phone and select the SIM (the number registered with your BOI account). Next, verify your number and then proceed with the User Registration Process. In it, you will be required to create your User ID and PIN. Once completed, you will be able to log in using these mobile login credentials.
BOI SMS Password is the password which is required to check account balance via SMS banking. This password is to be sent in combination with your service request (balance enquiry or mini statement). You can set SMS password by logging into your BOI netbanking.
Bank of India provides the SMS Banking services with zero charges to its customers.
Yes. You can check your BOI account balance via ATM.