Indian Overseas Bank (IOB) offers mobile banking app to its customers to avail banking services on their smartphone. Through IOB mobile banking, customers can manage their finances from anywhere, anytime. To avail IOB mobile banking services, you need to download the app on your smartphone via Google Play Store or App Store. In this article, we will discuss each and everything about IOB mobile banking.
Features of IOB Mobile Banking
IOB mobile banking offers wide range of products and services to its customers for a seamless experience. Below given are some of the important features IOB mobile banking:
- Through this app, customers can check their account balance, transaction history and account statements.
- The IOB mobile banking allows customers to transfer funds to beneficiary’s account via different modes of payment such as RTGS, NEFT, IMPS and UPI.
- IOB registered app users can also pay their utility bills including electricity, water, insurance and other bills.
- Customers can also request for new cheque book via IOB mobile banking app.
- In case of any query, issues or complaint, you lodge complain to IOB customer care via IOB app.
Types of IOB Mobile Banking App
There are two types of IOB Mobile Banking App offered by Indian Overseas Bank to it customers as mentioned below:
IOB Mobile Banking App
The IOB Mobile Banking App is the primary app offered by the bank. This app can be downloaded to your smartphone via Google Play Store or App Store. Through this app, customers can manage their accounts and can avail various banking services on their smartphone. IOB mobile banking app allows customers to check their account balance, transfer funds, pay bills and many more using the app.
IOB mPAY
The IOB mPAY is a lighter version of mobile application offered by Indian Overseas Bank. This app can only be downloaded on Android devices as it is designed for basic mobile phone that have limited storage capacity. Through this app, customers can check account balance, transfer funds, view transaction history, and many more.
How to Register for IOB Mobile Banking- IOB Mobile?
Follow the below-mentioned steps to register for IOB Mobile Banking App- IOB Mobile:
Step 1: You need to download IOB Mobile app on your smartphone.
Step 2: Launch the app. Click ‘New Registration’.
Step 3: Noe enter your IOB account number and registered mobile number.
Step 4: Select ‘Debit Card’ for authentication. Enter your debit card details.
Step 5: Now click ‘Submit’. Enter the OTP received on your registered mobile number.
Step 6: Create User ID and password.
Step 7: Login to the app using your credentials.
Step 8: Now create a 4-digit mPIN for the app.
Step 9: After successful registration, you can now access the app and start availing banking services on your smartphone.
How to Use IOB Mobile Banking?
Follow the below mentioned steps to use IOB mobile banking:
Step 1: Download the IOB Mobile app.
Step 2: Register to the app using your account number, mobile number and debit card
Step 3: Create your User ID and Password.
Step 4: Now login to the app using your credentials.
Step 5: Create 4-digit mPIN.
Step 6: Now you can start using the app to avail various banking services on your mobile phone.
How to Change Mobile Number in IOB Bank?
To change the mobile number in Indian Overseas Bank (IOB), you can follow the steps given below:
Offline Method
- Visit the nearest IOB branch and fill out the Mobile Number Change Request form. You can also download the form from the IOB website and submit it to the branch.
- Provide your account details, old mobile number, and new mobile number in the form.
- Submit the form along with a self-attested copy of your identity proof such as Aadhaar Card, PAN Card, Passport, or Voter ID.
- The bank may verify your request and update your mobile number in their records.
- After the mobile number is updated, you can register for IOB Mobile Banking App or IOB mPAY with the new mobile number by following the registration process.
Online Method
Customers can also change their mobile number using IOB Mobile app or mPAY app. For this, you need to follow the below-mentioned steps:
- You are required to login to the app through your old mobile number and mPIN.
- Select ‘Settings’ or ‘Profile’ tab of the app.
- Navigate to the option to change mobile number
- Now enter your new mobile number. Click ‘Submit’.
- Enter the OTP received on your new mobile number.
- After your new mobile number gets verified, you can access the app using your new mobile number.
Also, check about Mobile Banking for Different Banks:
IOB Mobile Banking : FAQs
Yes. IOB Mobile banking app is absolutely free to the registered customers.
You can download the app through Google Play Store or App Store on your Android or iOS devices respectively.
Yes. You can register to the app using your joint account. Although, you will be required to have a unique mobile number registered with the bank for each account.
You can perform various transactions using the IOB Mobile Banking App, including checking your account balance, transferring funds, paying bills, recharging mobile, and more.