The Paytm Payments Bank Debit Card is a financial tool that empowers users with easy access to their accounts with the bank. The bank issues a Paytm virtual debit card to all customers at the time of opening an account with the bank. For a physical debit card, the customer has to apply online. The debit card enables secure online as well as offline transactions. The users can withdraw cash from ATMs across the country, pay utility bills, shop, and enjoy exclusive offers and discounts on various products and services as well as avail of cashback offers. It forms an integral part of Paytm’s commitment to revolutionise banking services and promote financial inclusion by providing easy digital access to financial services.
Best Paytm Payments Bank Debit Cards in 2023
Paytm Payments Bank provides both virtual as well as physical debit cards. The two variants are the Paytm Visa Debit Card and the RuPay Debit Card.
Type of Card | Limits | Charges | Benefits |
Paytm Visa Debit Card | Online and POS transaction limit: Rs. 2.00 lacs each Tap-and-pay daily transaction: Rs. 10000 ATM daily cash withdrawal: Rs. 25000 including Rs. 5000 at Micro ATMs | No charges for virtual debit card  Issuance charges for physical card: Rs. 250 + GST  Paytm debit card annual charges: Rs. 250 + GST  | Widely accepted. You can easily use the card for online as well as offline transactions. Cash withdrawals at ATMs is also permittedJust tap the card for a transaction. Contactless transaction enabled.Cashback offers at various merchant establishments.You can easily manage the card through the Paytm app. You can enable and disable international transactions as per your requirement for seamless transactions when you are travelling worldwideEnjoy round-the-clock secure transactions using your Paytm Payments Bank Debit Card with robust 256-bit encryption.   |
Paytm RuPay Debit Card | Online and POS transaction limit: Rs. 1.00 lac each ATM daily cash withdrawal limit: Rs. 25000 including Rs. 5000/- at Micro ATMs | Virtual card issued free of cost Physical card issuance charges: Rs. 250 + GST Annual Fee: Rs. 150 + GST | Easily shop nationwide and make online payments with your RuPay Debit Card, plus access cash at over 200,000 ATMs in India. Simple and dependable.Receive money instantly using the QR code on the RuPay Card. QR code contains the details of your bank account.Keep your transactions secure around the clock with your RuPay Debit Card, a trusted choice for safe payments at stores, online, and ATMs.Update the card limit easily using the Paytm App |
Types of PaytmBank Debit Card
Paytm Payments Bank issues both virtual and physical debit cards. The types of Paytm Payments Bank debit cards are:
- Paytm Visa Debit Card
- Paytm RuPay Debit Card
Paytm Bank Debit Card Apply Online
When you open a Savings Account, you will receive a Paytm virtual debit card. To request a physical card, follow these steps:
- Open your Paytm App.
- Click on the ‘Bank’ icon at the bottom right.
- Scroll down and select ‘Digital Debit Card.’
- Click ‘Request ATM Card.’
- Choose your delivery address and proceed with payment.
- Once payment is successful, your order will be placed.
- Track your card’s delivery status in the app.
How to Activate Paytm Bank Debit Card Online?
Go through the steps given below to effortlessly activate your Paytm Payments Bank Debit Card
- Click on the Paytm icon on your smartphone to open the app.
- Login with login credentials
- On the home page, go to the ‘Paytm Bank’ option
- Enter your Paytm Bank Passcode to access your Paytm account
- You will see your digital card on the interface page
- Click on the digital card
- You will be guided to the next page
- Activate your physical debit card option will be displayed. Click on the ‘Activate Now’ button
- Click on the ‘Scan QR Code’ option and scan the QR code available on the reverse of your debit card
- Enter your passcode
- Choose the ‘Set PIN’ option and set your 4-digit PIN
- Re-enter the PIN for confirmation
- The debit card activated successfully message will appear on the screen
- This completes the activation process
How to Activate Paytm Bank Debit Card Offline?
To activate the Paytm Payments Bank Debit Card offline follow the steps given below:
- Go to the nearest ATM
- Insert the ATM Debit Card
- Enter the PIN provided by the Bank while issuing the debit card
- You will be given the option to set a new PIN
- Enter the new PIN
- Re-enter the PIN to confirm
- The new PIN will be generated and your debit card activated.
How to Generate Paytm Bank Debit Card PIN Online?
Here is a step-by-step guide to generating your Paytm Payments Bank Debit Card PIN online
- Launch the Paytm app on your smartphone.
- Log in with your credentials.
- Navigate to ‘Paytm Bank’ on the home page.
- Enter your Paytm Bank Passcode.
- Your digital card will be displayed.
- Click on the digital card.
- Follow the prompts to activate your physical debit card.
- Choose ‘Scan QR Code’ and scan the card’s reverse side.
- Enter your passcode.
- Set a 4-digit PIN and confirm it.
How to Generate Paytm Bank Debit Card PIN Offline?
This is how you generate Paytm Payments Bank Debit Card PIN offline
- Visit your nearest ATM.
- Insert your ATM Debit Card.
- Enter the Bank-issued PIN.
- Choose to set a new PIN.
- Input the new PIN.
- Confirm by re-entering the new PIN.
- Your debit card will be activated with the new PIN.
Paytm Bank Debit Card Customer Care Number
You can contact the Paytm Debit Card Customer Care for debit card-related issues at 0120-4456-456
Paytm Bank Debit Card EMI
Paytm Payments Bank offers the convenience of utilising EMI on debit cards for online transactions. To enable this feature for your Paytm Bank Debit Card, follow these steps:
- Add your desired product to the shopping cart.
- Verify your order details and proceed to the payment stage.
- Opt for the ‘EMI on debit card’ payment option.
- Pick the desired tenure (duration) and consent to the provided terms and conditions.
- The EMI amount will be automatically deducted from the bank account linked to your debit card
Paytm Debit Card FAQ’s:-
On opening an account with the Paytm Payments Bank, the bank offers a Paytm Virtual Debit Card (non-physical) which is a digital card that can be used for online transactions.
The Paytm virtual debit card is issued free of cost. The issuance and Paytm debit card annual charges for Paytm Visa debit card is Rs. 250 + GST. The issuance charge for Paytm RuPay debit card is Rs. 250 + GST and the Paytm debit card annual charges for Paytm RuPay Card is Rs. 150 + GST
The POS and online purchase limit for Paytm Visa debit card is Rs. 2.00 lacs each and for Paytm RuPay Debit Card it is Rs. 1.00 lac each. Tap and pay limit of Rs. 10000 is provided for Paytm Visa debit card. The daily cash withdrawal limit for both cards is Rs. 25000.
You can customise your spending limit easily using the Paytm App.
The Paytm debit cards can be blocked and unblocked using the Paytm App.