Indian Bank Statement is a snapshot of your monthly expenses and income. The statement will give you an insight into your financial health. You can make changes in your spending pattern, budget your expenses, and stay in good financial condition at any point in time.
What is an Indian Bank Statement?
The Indian Bank Statement is an effective tool that provides you with a synopsis and up-to-date record of your banking transactions and account activities. It provides the complete details of the withdrawals, deposits, transfers, charges collected by the bank for various services provided, and interest earned for a specific period. Reconciliation of your account balances can be done effectively with the statement. Also, you can track any unnecessary expenditures, wrong or fraudulent transactions, etc. and resolve them well in time. The Indian Bank Account Statement is a reflection of your financial health and is a great tool to assess your repayment capacity when you apply for a loan with any financial institution. Now with easy means to obtain your statement regularly, review your account at regular intervals and stay healthy financially.
How to Register for an Indian Bank Statement?
If you register for an Indian Bank Statement, you will receive an Indian Bank Statement to your email address as per the frequency chosen. If you have chosen daily statements, the bank will send you a statement every day to your mailbox. There are different methods to register for an Indian Bank Statement. To avail of this service, you should have registered your email ID with the bank which you can do either through Internet Banking or by applying to the Indian Bank branch.
Registering for an Indian Bank Statement Through Mobile App
- Login to the Indian Bank Mobile Banking App- IndOASIS with your login details.
- On the next screen, you will see various options.
- Choose the ‘Value Added Service’ option.
- On the next page, you will see various service options. Click on ‘Email Statement’
- If you have registered your email ID with the Bank it will appear on the next page
- Click on the ‘Confirm’ button
- Choose the Account Number for which you need the statement.
- Select the frequency for your Statement.
- Click on the ‘Update’ button and your request for e-statement will be registered.
Registering for an Indian Bank Statement by Visiting the Branch
- Visit the Indian Bank home branch
- Submit a written request for an e-statement,
- The applications should contain the following details
- Name
- Account Number
- Customer ID
- Contact Address
- Email ID
- Mobile Number
- Frequency of the Statement
- If you have to submit your request in a prescribed form, you will have to fill up the details mentioned in the form, affix your signature, and submit the form.
- The bank will process the request and register your request.
- You will start receiving the statements to your email address at regular intervals.
How to Download the Indian Bank Statement?
If you want timely access to your Indian Bank Account, you can download the Indian Bank Account Statement whenever you need one from the comfort of your home. Here is how the Indian Bank Statement download is done.
By using Internet Banking
If you have already registered for Internet Banking you can proceed with the download. Else, you will have to first register for Internet Banking either by visiting the branch or online. Once it is done follow the procedure given below for the Indian Bank Statement Download.
- Login to the netbanking portal and navigate to ‘My Accounts’
- Choose ‘Statement of Accounts’
- Select the Account Number for which you need the statement.
- From the drop-down menu choose the statement period.
- You can also give the ‘from’ and ‘to’ dates for the statement.
- Choose the format for the statement download.
- Click on the ‘download’ button.
- The Indian Bank Statement will be downloaded onto your computer in PDF format which you can save for your future records.
By Using Mobile Banking
For using this mode, you should have installed the IndOASIS Mobile App on Google Play Store or App Store.
- Log in to the mobile app
- Enter the 4-digit MPIN
- You will find multiple options on your mobile screen.
- Click on ‘Accounts’
- Choose ‘Statements’ from the next list of options.
- Choose the Account Number for which you need the statement.
- Enter the date range.
- Click on the ‘Go’ button on the right-hand side
- You will be able to view the transactions in your account for the date range provided
- At the bottom of the screen, you will find the ‘Download’ button.
- Click on the ‘Download’ button.
- The statement will be downloaded onto your mobile.
- You can view the statement from ‘file manager’ available ion your mobile whenever you need to check any transaction.
How to Generate an Indian Bank Statement Password?
The Indian Bank Statement you receive in PDF format regularly will be password protected for security reasons. Indian Bank considers your financial information sensitive and has the file encrypted so that no one but you will have access to the file. In the email, the bank will provide instructions to generate the password. Your account number will be the Indian Bank Statement Password to open and view the statement pdf file.
How to Open an Indian Bank Statement PDF?
To open the Indian Bank Statement PDF File, you will have to select the email received from Indian Bank. You will find a file attached to this email. Click on the file. A message will be displayed which says the file is protected. It means you need an Indian Bank Statement Password to open the file. Enter the password i.e., your account number in the blank space below the message. If the password is correct, the file will open and you will be able to view the transactions in your account for the statement period. Else, a message that your password is not correct will pop up. Enter the password again, the right one this time, to open the file.
How to Avail Of Indian Bank Mini Statement?
It is now possible to view your latest transactions any time you need to even without visiting the Indian Bank branch or visiting the ATM. Easy ways to view the last transactions in your account on your mobile phone have been developed by the bank besides providing the facility through Internet Banking.
Mini Statement Using SMS Service
- Send an SMS to the Indian Bank Statement Number 94443 94443 from your registered mobile number.
- The format for the SMS is LTRAN<Account Number>MPIN if you have multiple accounts and LTRAN<MPIN> for a default account.
- You will receive an SMS on your mobile instantly and you will be able to see the last 3 transactions in your account.
Mini Statement Using Missed Call Service
- Dial the Indian Bank Statement number 810878105 or 1800 425 00000 from your registered mobile number.
- The call will disconnect after a few rings.
- You will receive an SMS showing the last 3 transactions in your account.
Mini Statement Using Mobile Banking
- Login to IndOASIS Mobile App using your User ID and MPIN
- Click on ‘My Accounts’ and then choose ‘Savings Account’
- Choose the mPassbook option
- Choose your Account Number
- The last 3 transactions in your account will appear on your mobile screen.
Mini Statement by Using Indian Bank Debit Card
- Visit the nearest ATM
- Swipe your Indian Bank debit card
- Enter the 4-digit MPIN
- Select the language
- Choose the ‘Mini Statement’ option
- The last 3 transactions in your account will appear on the ATM Screen.
Mini Statement by Using Internet Banking
- Login to your netbanking account with login details.
- Go to the ‘Accounts’ option on the dashboard.
- Opt for ‘Mini Statement’ under Accounts Summary to view the last 3 transactions in your account.
Indian Bank Statement : FAQs
Give a missed call to 9289582895 to get your available balance for your Indian Bank Account through SMS.
Yes. Indian Bank Statement is a valid Income Proof.
You can get Indian Bank Statements by visiting the nearest bank branch or through online channels like mobile banking or Internet banking. You can also call the customer care helpline of the bank to get the statement.
It is recommended to have easy access to your account activities, whether old or latest. Preserving the documents for a minimum of 5 years will help.
Yes. You can dispute the wrong entries and get it rectified by giving a written complaint to the bank branch.
CIF number stands for Customer Information file.