South Indian Bank debit cards are made to be as convenient and advantageous as possible for every customer. The South Indian Bank offers debit cards that may be used to make purchases online, pay utility bills, and make ATM cash withdrawals.
Let’s know about the features and benefits of South Indian Bank debit cards in this post below.
Types of South Indian Bank Debit Card
Customers of South Indian Bank have the option of choosing a RuPay, Maestro, or VISA card based on their preferences and needs. For the greatest debit card services, the bank has collaborated with MasterCard International, NPCI, and VISA Worldwide. South Indian Bank offers the following debit cards.
South Indian Bank Visa Classic Debit Card
A versatile debit card with high transaction and withdrawal limits, Visa Classic Debit Card may be used for ATM withdrawals as well as e-commerce purchases, international and domestic utility bill payments, and domestic and foreign travel. For increased security, VISA Classic EMV chip cards are available. These cards can also be used abroad.
South Indian Bank Visa Gold Debit Card
Visa Gold is an international debit card that offers the maximum in banking ease, delighting all cardholders. More than 3 lakh merchant Point of Sale locations throughout the nation accept this card. You don’t need to bring additional cards when travelling because this card is accepted at over one million merchant locations worldwide.
South Indian Bank MasterCard Visa Platinum
The Visa Platinum debit card, designed specifically to provide the advantages of cashless transactions, has the greatest purchase limits and withdrawal limitations among all South Indian Bank debit cards. All Indian and foreign merchant outlets accept this card, which has an EMV chip for increased security.
South Indian Bank Maestro Debit Card
The South Indian Bank’s Maestro debit card is a classic debit card with all the features you may want and can be used for more than simply cash withdrawals. With the Maestro Card, you may make online purchases, pay your mobile and power bills, insurance premiums, mutual fund expenses, and book cinema and train tickets.
South India Bank Rupay Debit Cards
Rupay debit cards are accepted at all significant ATMs and PoS terminals in India and are promoted by the National Payment Corporation of India. All South Indian Bank savings account members are given this card based on their needs.
South Indian Bank Debit Card Withdrawal Limit
Different variants have different limits for withdrawals in terms of the spending limits. Here’s a detailed description:
|Debit Card Type
|ATM Withdrawal Limit
|South Indian Bank Visa Classic Debit Card
|South Indian Bank Visa Gold Debit Card
|South Indian Bank Visa Platinum Debit Card
|South Indian Bank Maestro Debit Card
|RuPay Debit Card – SIB Junior and BSBDA
|RuPay Card – all other accounts except SIB Junior and BSBDA
Benefits of South Indian Bank Debit Card
A Multipurpose Card: South Indian Bank debit cards may be used for more than just cash withdrawals; they can also be used to make online purchases, pay utility bills, and book tickets.
Wide Acceptance: South Indian Bank debit cards are accepted at millions of ATMs worldwide and at more than 49,000 ATMs in India. Additionally, you may make purchases at any of the nation’s more than 3.5 lakh Point of Sale (PoS) terminals.
Security Assured: SIB STM-cum-Shopping cards have the VISA and MasterCard secure code, which provides an extra layer of authentication for increased security. Additionally, SIB debit cards include EMV chips for a safer transaction.
High Transaction Limits: SIB Debit cards have high limits for online, ATM, and point-of-sale transactions.
South Indian Bank Debit Card: FAQs
Customer debit cards can be upgraded to a higher kind, yes. VISA Classic, for instance, can be upgraded to VISA Platinum. By making a request to the parent branch, you can do this, and the replacement card will be granted if you are eligible.
Yes, a fee of 2.5% of the transaction amount or Rs. 10 will be applied when you use the SIB debit card to make a gasoline purchase.
Customers can make a maximum of 10 ATM withdrawals and 10 PoS/online transactions using their South Indian Bank debit card.
Both EMV chip cards and ATM cards with magnetic stripes are valid for five years after the date of issuance.
Yes. You can pay for your bill payments using your debit card via UPI, RTGS, NEFT and IMPS.