IndusInd Bank, a prominent financial brand in India, serves about 35 million customers, including individuals, corporations, and government entities through 2606 branches, 2875 ATMs, and overseas offices. It provides diverse banking solutions including loans, credit cards, and microfinance across the nation.
Different Products and Services Provided by IndusInd Bank
IndusInd Bank provides the following products and services to cater to the diverse needs of its customers:
- IndusInd Bank Deposits
- IndusInd Bank Loans
- IndusInd Bank Cards
- IndusInd Bank Investment Options
- IndusInd Bank Insurance
- IndusInd Bank Banking Services
IndusInd Bank Deposits
IndusInd Bank has a combination of Savings Accounts, Current Accounts, and Term Deposits for the needs of different customer segments.
Savings Account
Under IndusInd Bank Savings Account you have an assortment of plans to suit the specific needs and lifestyle of its customers.
Type of Account | Primary Features |
Indus Exclusive Savings Account | Minimum Balance: Rs. 1.00 lac to Rs. 2.00 lacs depending on the location0% foreign currency mark-up feeLow charges for locker and Demat accounts of up to 6 members in the family20% discount on loan processing feesA Signature Exclusive debit card |
Indus Bank Progress Savings Account | Minimum Balance: Rs.1.00 lacSelf-employed professionals can apply100% discount on locker rent for the first year and 50% discount from 2nd yearA Visa Signature Debit CardFree annual prime membership |
Indus Select Savings Account | Minimum Balance: Rs. 50000 for group account and Rs. 1.00 lac for individual account50% discount on locker rentWorld Select Debit Card1% cross currency mark-up on the card |
Indus Multiplier Max Savings Account | AMB: Rs. 10000Sweep features for balance over Rs. 2000025% discount on locker rent Platinum Debit Card Attractive offers on Debit card purchases IndusInd Bank Net Banking and Mobile Banking services |
Indus Easy Savings Account | For resident individuals above 18 yearsMinimum balance: zeroEasy documentationRuPay Debit Card |
The other IndusInd Bank Savings Accounts
Indus Partner Savings Account | Indus Delite Savings Account |
Indus DigiStart | Indus Maxima Savings Account |
Indus Advantage Savings Account | Indus Advantage Prime Savings Account |
Indus Privilege Max Savings Account | Indus Max Savings Account |
Indus Diva Women’s Savings Account | Indus Senior Citizen Savings Account |
Indus Young Saver Savings Account | Indus Classic Savings Account |
Indus Small Savings Account | Indus Privilege Savings Account |
Indus Online Account | Indus 3-in-1 account |
Indus Multiplier Plus Savings Account | Indus Salary Account for Uniformed Personnel |
Indus Corporate Salary Account | Indus Grande Savings Account |
IndusInd Bank Current Accounts
IndusInd Bank’s current accounts help add value to businesses. No matter how big or small the business is, the bank has a current account plan to suit specific needs to take the business forward. Individuals, Proprietorship and Partnership Firms, LLPs, Trust, Clubs and Associations, HUF, and Limited Companies can open an account.
Type of Current Account | Primary Features |
Indus Freedom Current Account | No minimum balance requirement One online financial transaction per month is mandatory Up to 4 lac cash deposit in a month permitted Free Cheque book Free NEFT/RTGS Free IndusInd Bank Statement Choice of debit card |
Indus Tarakki Account | For retail traders and merchants No minimum balance requirement Digital collections through POS/UPI/QR with one minimum collection online in a month Free cash deposits up to Rs. 5 lacs a month at any branch Free cash withdrawals at any branch Free Visa Gold Debit Card Free DD/PO up to Rs. 50.00 lac payable at IndusInd Bank locations Free NEFT/RTGS/IMPSÂ Â Â Â Â Â Â |
Indus Max Account | AMB: Rs.10000Free cash deposit up to Rs. 6.00 lacs together at home and non-home branchesFree DD/PO up to Rs. 25 lacs at IndusInd bank locations and up to Rs. 5.00 lacs at correspondent bank locationsFree NEFT/RTGSSweep-in and Sweep-out facility availableGroup current account with family membersFree 3 cheque pickups in a month |
Indus Select Current Account | AQB: Rs. 1.00 lacCan group family business accounts at no costFree cash deposit limit up to 8 times the previous month’s AMB or Rs. 20.00 lacs whichever is higherFree DD/PO up to Rs. 200 lacs at IndusInd Bank locations and Rs. 40 lacs at correspondent bank locationsWaiver of 5 outward cheque return charges in a monthFree doorstep bankingAuto Sweep facilityPreferential charges for cross-border transactionsFree Visa Signature Select Debit Card |
Other IndusInd Current Accounts
- Indus Select Plus Current Account
- Indus Grande Business Account
- Indus Dollar One Trade Current Account
IndusInd Bank Cards
IndusInd Bank provides multiple choices in Debit Cards and Credit Card to suit your lifestyle and individual needs. The top debit and credit cards of IndusInd Bank are:
Debit Cards
- Delights Debit Card
- Visa Signature Debit Card
- World Delights Debit Card
Credit Cards
- IndusInd Bank Tiger Credit Card
- IndusInd Bank Avios Visa Infinite Credit Card
- IndusInd Bank EazyDiner Credit Card
- IndusInd Bank Nexxt Credit Card
- IndusInd Bank Legend Credit Card
- IndusInd Bank Platinum Visa Credit Card
The other cards provided by the bank are:
- IndusInd Bank Gift Cards
- IndusInd Bank Multi-Currency Forex Card
IndusInd Bank Loans
IndusInd Bank has a variety of loan schemes for various purposes. You can choose the one that aligns with your needs from the list given below.
Home Loans | Salaried individuals above 21 years and up to retirement age with a minimum annual income of Rs. 1 lakh can apply Self-employed individuals between 21 to 65 years with a minimum annual income of Rs. 1 lakh are also eligible Purpose: For the purchase or construction of a house, for the purchase of a flat, home improvement, home extension, and transfer of home loan balance from other banks Amount: Depends on the project cost and repayment capacity. Repayment Period: Maximum 30 years  |
Vehicle Loan | For the purchase of two-wheelers, new cars, used cars, small commercial vehicles, light commercial vehicles, commercial vehicles and construction equipment, and tractors Two Wheelers: 95% of the on-road price of the vehicle with a minimum of Rs. 15000. The repayment period is between 12 months to 36 months New Cars: 100% finance with a maximum of 60 months repayment period Used Cars: 100% finance with a maximum of 60 months repayment period Small Commercial Vehicles: 90% of net invoice value with a repayment period of up to 47 months Light commercial vehicles: 80% on-road price with a maximum repayment period of 60 months Commercial Vehicles and Construction Equipment: 90% on-road price with a maximum of 60 months repayment period. Loans are available for any brand, new and used vehicles. Tractors and Farm Equipment: Need-based with repayment period of up to 60 months |
Personal Loan | Salaried individuals with a minimum net monthly income of Rs. 25000 and self-employed individuals with a net annual income of Rs.4.8 lacs can apply. Purpose: For any personal needs Amount: Ranging from Rs. 30000 to Rs. 5.00 lacs Tenure: 12 months to 48 months |
Gold Loan | Purpose: Any financial exigencies Amount: Maximum Rs. 20 lakhsTenure: 3 to 12 months |
Loan against property | Salaried and self-employed individuals, Professionals, Firms, and Companies are eligible Purpose: For any personal or business requirement Amount: Depends on the market value of the property mortgaged and the repayment capacityRepayment: Maximum 20 years |
Other Loans Provided By IndusInd Bank
- Loan against securities
- Loan for Medical Equipment
- Professional loans to Doctors
- Agri-Loans
- Affordable Home Loans
IndusInd Bank Investment Option
Term Deposit is the most preferred IndusInd Bank Investment Option. Guaranteed returns are the USP of this option. The various deposit plans available are:
Type of Deposit | Primary Features |
Fixed Deposit | Minimum deposit amount Rs. 10000Tenure: 7 days to 10 yearsInterest: IndusInd Bank FD Rates range from 3.50% to 8% depending on the tenure and amountMonthly and quarterly interest credit options are available |
Young Saver Account | To encourage saving habits in childrenThe savings account is linked to the Flexi recurring deposit account opened and operated by parents/guardiansMinimum deposit Rs. 11Tenure: 6 months to 10 years |
Senior Citizen deposit scheme | For individuals above 60 yearsMinimum amount Rs. 10000Tenure: 7 days to 10 years0.75% interest over and above the regular IndusInd Bank FD Rates |
The other Term Deposit plans are:
- Recurring Deposit
- Sweep-in/Sweep-out
- Deposit Plus
- NRE Fixed Deposit
- NRO Fixed Deposit
- FCNR Deposit
IndusInd Bank Banking Services
The banking services provided by the bank are:
- IndusInd Bank Net Banking and Mobile Banking: For convenient access to your account 24 x 7 from anywhere around the world
- Missed call service: Give a missed call to IndusInd Bank Balance Check Number 18002741000 and get your account balance or get the IndusInd Bank Account Statement via SMS
- Whatsapp Banking: Send a Whatsapp Message to IndusInd Bank Balance Check Number +22 4406 6666 to get your account balance or IndusInd Bank Account Statement on Whatsapp
- SMS Banking: Get various services like account balance and IndusInd Bank Account Statement by sending an SMS in the specific format to IndusInd Bank Balance Check Number 9212299955 and get the information via SMS.
IndusInd Bank Customer Care
Call the following IndusInd Bank Customer Care numbers to contact the representatives of IndusInd Bank
- 022 685 77777
- 022 440 66666
- 022 422 07777
- 1860 267 77777
IndusInd Bank FAQ’s:-
IndusInd Bank Savings Account constitutes an array of plans to cater to all your needs depending on your lifestyle, income, and expenditure.
The interest calculation for the IndusInd Bank Savings account is on the daily balance maintained in your account.
You can either visit the nearest IndusInd Bank and submit the account opening form along with the required documents or open the account online on their website.
Yes. Grouping an IndusInd Savings Account with an IndusInd Current Account is permitted.
The average balance depends on the type of current account chosen. The lowest Minimum Average Monthly Balance is Rs. 10000.