Punjab and Sind Bank Mobile Banking has simplified the tasks like funds transfer, bill payments, account management, etc. with an intuitive interface. The bank has implemented advanced security measures including dual verification, biometric login and encryption. The functionality of the Punjab & Sind Bank Mobile App is enhanced with regular updates and offers an effortless banking experience.
Different Punjab and Sind Bank Mobile Banking Apps Available in 2023
To reach out to the multiple requirements of different customer segments, the bank has introduced various kinds of mobile apps. They are:
PSB UnIC
The unique feature of this app is the single login for IMPS, Internet Banking, Mobile Banking, and UPI. This is a revolutionary initiative of the bank to further simplify banking operations. The other services available on the app are:
- Provides a comprehensive platform for all digital services
- Transferring
- Viewing account balances and transaction history
- Opening term deposits
- Utilising Investment options
- Generating Statements
- Managing debit cards
- Placing a request for cheque books, stopping payment of cheques, etc
BHIM
BHIM enables cashless transactions with channels like UPI. The additional benefits of this app are
- You need no additional information
- The services are available 24 x 7
- With QR codes, merchants can receive payments from customers
PSB mPay
This app introduced by the bank is a safe and easy-to-use platform. Customers can use a variety of services. The app boasts several features including
- Mini statement
- Balance Enquiry
- Funds transfer through IMPS
- Transfer of funds within the bank
- Funds transfer to non-PSB accounts through NEFT
- Tracking Cheque Status
- Lodging stop cheque request
- Locating ATMs/branches of the bank
- Payment of utility bills
- Recharge of mobile and DTH
- Donations to temples
Punjab and Sind Bank Mobile Banking Service
The following services are available under Mobile Banking Punjab and Sind Bank:
- Cashless payments through BHIM
- Balance Enquiry
- Generation of Mini Statements
- Viewing Account balances and history of transitions.
- Generating and downloading account statements
- Opening Fixed Deposit and Recurring deposits
- Payment of Utility Bills
- Recharge of Mobile and DTH
- Managing Debit Cards
- Lodging request for new cheque books
- Tracking cheque status
- Donations to temples
How to Download & Install Punjab and Sind Bank Mobile Banking?
IOS and Android users can easily download and install Punjab and Sind Bank Mobile Banking Application by following the procedure given below:
- Go to Google Play Store or App Store
- Type PSB Mobile App on the search bar
- The Punjab and Sind Bank Mobile App along with the logo will be seen on your screen.
- Click on the option
- You will be directed to a new page where you will have to click on the ‘install’ button
- After a few seconds, the app will be installed and you will get a message for successful installation.
- At this stage, the ‘open’ tab will be highlighted. Click on the ‘Open’ button and the app will open.
How to Register Punjab and Sind Bank Mobile Banking?
To register for Mobile Banking Punjab and Sind Bank follow the procedure given below.
- Download the prescribed registration form for Punjab and Sind Mobile Banking from the official website of the bank.
- Fill in the following details
- Name of the Account Holder
- Type of Account
- Account Number
- Mobile Number
- If the account is in joint names, additional details will be required along with a consent form from the joint account holders.
- Name of the joint account holders
- Name and Mobile Number of the person authorised to use the mobile banking services.
- Affix signatures wherever necessary.
- Submit the application at the nearest PSB branch along with copies of the required documents.
- You will be provided with an acknowledgement
- On completion of the registration process, the bank will provide a token number which will be used for activating Punjab & Sind Bank Mobile Banking App.
How to Activate Punjab and Sind Bank Mobile Banking?
Follow the steps given below for Punjab and Sind Bank Mobile Banking online registration and activation:
- Open the Punjab and Sind Bank Mobile Banking App which you have downloaded and installed on your mobile phone.
- Click on the ‘Retail Account’ option on the dashboard. Accept the terms and conditions
- Click on the ‘Send SMS’ option. Click on the registered mobile number displayed on the screen and tap on the ‘Proceed’ button
- This will complete the Registered Mobile Number verification. The next step will be entering your Customer ID, Account Number, and Email ID
- Agree to the terms and conditions by ticking the box on the left-side corner.
- If you have an Internet Banking facility, then click on the ‘I have Internet banking’ option and go to the next page by clicking on the ‘Next’ button
- Here you will find two options for verification. You can choose between debit card details or bank tokens.
- If you choose the debit card option, you will have to enter your debit card number, expiry date and ATM PIN.
- If you choose the bank token option, then enter the bank token provided by the bank on submitting the mobile banking registration form or generate the token number by clicking on the ‘Generate Token’ option
- Navigate to the next page and set your Username and Password. Tap on ‘Next’ to go to the next screen. Here you can set UPI PIN (optional). You can skip this page if you do not want to set UPI PIN
- On the next page, set your MPIN and click on the ‘next’ tab to navigate to the next page
- Set your TPIN and click on the ‘submit’ button. On successful registration, you will get a notification on your mobile screen.
- Click on the ‘Login Now’ button. If you intend to activate the biometric or face recognition option, you can do it by clicking on the ‘yes’ button or you can skip this option.
- Now the registration is complete and you can log in to the mobile app and use the services.
Features & Benefits of Punjab and Sind Bank Mobile Banking
The features and benefits of Punjab and Sind Bank Mobile Banking are:
- Balance Enquiry
- Generating detailed account statements
- Viewing transaction history
- Placing requests for new cheque books, giving cheque stop pay instructions and checking the status of cheques
- Applying for a debit card, blocking and unblocking debit cards.
- Making use of investment options
- Donations to temples
- Recharge of DTH and mobile
- Opening fixed and recurring deposits
- Cashless transactions.
- Funds transfer to accounts within Punjab and Sind Bank and to accounts in other banks.
- Strong security features with dual authentication. Fingerprint and facial authentication options are also available.
- Eliminates the need to go to the branch for banking services.
- Access available 24 x 7
- Environmental friendly as it reduces the usage of paper
What are the Fund Transfer Options Using Punjab and Sind Bank Mobile Banking?
To send money through Punjab and Sind Bank Mobile Banking, you will see the following options when you click on the funds transfer option on the mobile dashboard once you login to the Punjab & Sind Bank Mobile App.
- Self
- Within Bank
- Outside Bank
With the ‘Self’ option you can transfer money to another account of yours in the bank.
If you opt for the ‘Within Bank ’option, you will be allowed to transfer money to third-party accounts within Punjab and Sind Bank.
Under the option ‘Outside Bank’ you will be able to send funds to third-party accounts maintained in other banks vide NEFT, RTGS, or IMPS.
